As longevity increases, so does the complexity of planning for where and how we’ll live later in life. Continuing Care Retirement Communities (CCRCs) offer a proactive, all-in-one approach—but at a cost. Understanding how they work, what they provide, and when to consider them can be one of the most impactful financial decisions you make.

USA Today named Eiger Wealth Management one of its Best Financial Advisory Firms for 2026.

Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall retirement income strategy, including longevity and survivor considerations? As April is National Social Security Month, we thought it might be helpful to share a practical framework we’ve developed over the years to help clients making decisions about S

Teaching teens about money isn’t about lectures—it’s about experience. By giving them real choices, clear boundaries, and room to make mistakes, parents can help build lasting financial habits. From everyday spending decisions to early investing, small lessons today can shape confident, capable decision-makers for life.

Helping your child buy their first home can be one of the most meaningful financial gifts you ever give—but it’s also a decision that deserves careful planning. From simple cash gifts to family loans, trusts, or shared ownership, there are several ways to help with a down payment. This article explores practical strategies to support the next generation while protecting your own financial and estate planning goals.

A quiet financial revolution is underway. Women are earning more, inheriting more, living longer—and often becoming the ultimate decision-makers for their families’ wealth. Three simple numbers—5, 45, and 59—tell a powerful story about longevity, opportunity, and preparation. Understanding them could change how you think about retirement, risk, and your financial future.

The job market isn’t collapsing. It’s freezing. Hiring has slowed to one of the weakest paces in decades, even with unemployment still relatively low. Companies are cautious, workers aren’t quitting, and openings are quietly disappearing. Here’s what’s really behind today’s stalled hiring—and what it means for job seekers navigating the slowdown.

Tax season often feels like a once-a-year chore—but taxes don’t stop in April. Understanding the difference between tax preparation and tax strategy can help you make more informed decisions throughout the year. A proactive, coordinated approach may help you manage taxes more efficiently and keep more of what you earn over time.

Gold just crossed a historic milestone, surging past $5,000 an ounce—and it’s not just a “fear trade.” From shifting interest-rate expectations and central bank buying to geopolitical headlines and long-term currency concerns, several forces are converging at once. Here’s what’s driving the rally, what it may (and may not) be signaling, and how investors can think about gold’s role today.

Money decisions aren’t just about numbers—they’re shaped by emotions, stress, and subtle biases we don’t always notice. Behavioral finance helps explain why even smart investors can react impulsively, especially during uncertain times. Here’s how recognizing those triggers can support clearer, more confident long-term decisions.

Artificial intelligence is changing how fraud works—and how convincing scams have become. From voice cloning to deepfake videos, today’s identity theft looks nothing like the past. Learn how AI-driven fraud is evolving, why affluent families face heightened risk, and the practical steps you can take now to better protect your identity, finances, and peace of mind in 2026.

As 2025 comes to a close, shifting tax laws, market leadership from AI and technology, and evolving trade and estate policies are reshaping the financial landscape. Understanding what changed—and what may come next—can help turn uncertainty into opportunity. Here’s a clear look at the key developments from 2025 and the strategies worth considering as we head into 2026.

Many families worry about what happens if money is left over in a 529 college savings plan. Until recently, unused funds often meant limited options or potential tax consequences. New rules have changed that. Under certain conditions, unused 529 plan funds may now be contributed to a Roth IRA for the beneficiary, creating a new planning opportunity that connects education savings with long-term financial goals.

Kick off 2026 with goals you’ll actually keep. Discover why most resolutions fail—and how simple, science-backed strategies like SMART goals, accountability, and celebrating small wins can turn January motivation into lasting progress.

With one-third of annual donations happening in December, now is the perfect time to maximize your charitable impact. New tax rules in 2026 will change deductions for high earners, making 2025 a pivotal year for strategic giving. Discover how IRAs, donor-advised funds, and bundling strategies can help you give more effectively while potentially reducing your tax burden. Turn your generosity into lasting impact.

Newsweek recognized Eiger Wealth Management on its annual listing of America's Top Financial Advisory Firms for 2026

One in four Americans is a caregiver facing immense stress. Are you one of them? The emotional, physical, and financial costs of caring for aging parents are rising dramatically. Get the essential data, support strategies, and financial guidance you need to navigate this crucial—and costly—life challenge.

Gathering with family this holiday season? Between the laughter and leftovers, it might also be the perfect time to talk about something lasting—your family’s financial future. Open, honest money conversations today can help prevent confusion, conflict, or costly mistakes tomorrow—and turn your legacy into a true gift for generations to come.

The Fed may have cut rates, but mortgage rates are forecast to rise before the end of the year. Don’t expect your mortgage, credit card, or car loan bills to shrink overnight. Different parts of the economy react in different ways—and often at different speeds. From home loans to savings accounts, here’s what really happens when the Fed lowers rates, and why the impact on your wallet might take longer than you think.

If you can, should you pay off your mortgage early or invest instead? The answer isn’t always simple. Paying off debt can bring peace of mind and save thousands in interest, while investing may unlock long-term growth opportunities. Your decision depends on your goals, risk tolerance, and stage of life. This guide explores both paths and helps you decide which strategy aligns best with your financial future.